Newly built 3 bed and 2 bath home in the heart of the historic small town of Hawi. Construction completed in 2024, and landscaping completed in 2026. Step back in time to a safe, hidden gem of a neighborhood with everything within walking distance - shops, galleries, cafes, post office, hardware store and more. If you do not know Hawi you should. This inviting home combines peaceful village living with landscaped outdoor spaces. Extensive rock walls begin at the entry gate and continue around to the rear lanai and outdoor lava rock shower, with curved pathways connecting the gardens. The covered lanai features lava stone pavers and a private dining and seating area. The upper backyard features papaya, banana, and raised garden beds for vegetables and herbs. A seating area beneath the shade of a mature mango tree has glimpses of the ocean. A side driveway provides access to the upper yard, with room for expanding with more plantings or a studio. Inside, engineered oak flooring, ceramic tiles, custom white oak cabinetry, quartz countertops and Bespoke glass-front appliances combine for comfort, convenience, and modern design. Other highlights include solar hot water, a propane-heated outdoor shower, and a 2-car garage with a new epoxy floor. Banana Ranch Road is a quiet, privately owned street serving just eight homes. This is a distinctive opportunity to own a home in the highly sought-after North Kohala area of Hawaii Island.